Loan Programs

We Specialize In:

Residential

Short-term loans for residential real estate investors and developers looking to purchase, refinance, build or rehab/renovate homes in popular California markets

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Commercial

Short and long term loans for the acquisition, development, refinance, or renovation of commercial properties such as warehouses, 5+ unit apartment complexes, and retail & office buildings

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The Saxum West Process

Our team works fast - once approved, borrowers typically receive funds in 7 days.

Day 1

Submit your loan request

STEP 1
Day 2

We evaluate the deal

STEP 2
Day 3

Receive a decision

STEP 3
Day 7-14

Receive funds!

STEP 4
Months 3-9

Complete your project*

STEP 5
Months 4-18

Pay off loan!

STEP 6
Start Loan Inquiry

*Renovation completion range dependent on project complexity.

Residential Loan Program Let’s get started!

Start Residential Loan Inquiry
OUR LENDING GUIDELINES
Property Types
Non-owner occupied single family residences (1-4 units), condos
Loan Amounts
$150,000 - $10,000,000+
Loan Term
12 to 24 months
Lien Position
First and Second
Loan Type
Bridge, Refinance, Renovation, Acquisition, Construction, Fix & Flip
Interest Rate
As low as 6.5% to 9.5%
Loan-To-Cost
Up to 90%
Loan-To-Value
Up to 75%
Closing Time
10 days or less
Location
California

*Not all Borrowers will qualify for the above terms. Terms are given on a case-by-case basis based on the deal and the Borrower’s qualifications.

Commercial Loan Program Let’s get started!

Start Commercial Loan Inquiry
OUR LENDING GUIDELINES
Property Types
Multifamily, Mixed Use, Land, Office, Retail, Light Industrial/Warehouse
Loan Amounts
$500,000 to $20,000,000+
Loan Term
12 months to 30 years
Loan Types
Bridge, Acquisition, Renovation, Refinance, Construction
Lien Position
First and Mezzanine
Interest Rate
As low as 2.8% to 9.5%
Loan-To-Cost
Up to 80% of financeable cost
Loan-To-Value
Up to 80% LTV
Location
Nationwide

*Not all Borrowers will qualify for the above terms. Terms are given on a case-by-case basis based on the deal and the Borrower’s qualifications.

JB Real Estate DBA Saxum West is licensed under the CA Bureau of Real Estate #02136872. Origination fees and other fees may apply. This is not an offer to lend. Any financing will be subject to a credit evaluation, approval of the subject property, and other restrictions. Funding window begins once all due diligence documents are submitted and requires clear title. Terms and conditions are subject to change. To qualify, a borrower must meet our underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must meet certain conditions. Your actual rate will depend on a variety of factors. Rates and Terms are subject to change at anytime without notice.

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